Adani Electricity bill payment — every working method, with fees and settle times
Adani Electricity Mumbai accepts payment through 15+ channels. The right one for you depends on whether you optimise for speed (UPI is the fastest), cost (UPI is free), or operational convenience (auto-pay never needs your attention). This page walks through each method with its settle time and current fee structure.
UPI on adanielectricity.com
Online portalPay directly with any UPI app via Quick Pay. Settles in 2 minutes.
Fees: Free
Open →Google Pay / PhonePe (BBPS)
Mobile appPay through the BBPS rail in any UPI app — biller name 'Adani Electricity Mumbai'.
Fees: Free
Credit / debit card
Online portalVisa/Mastercard/Amex/RuPay accepted.
Fees: 1% + GST on credit cards above ₹3,000
Net banking
BankPay from any Indian bank's net-banking portal via the bill-pay tile.
Fees: Usually free
Auto-pay (NACH e-mandate)
BankEnroll once; AEML auto-debits with 24h pre-debit notification.
Fees: Free
Customer-care centres (cash)
CashAEML branches in Bandra, Andheri, Mulund, Vasai, Bhayandar.
Fees: Free
UPI payment — the fastest and free option
UPI through adanielectricity.com is the cheapest and fastest path: zero fees, 90 seconds end-to-end, and the bill marks as paid in your AEML account immediately. The same applies through any BBPS-enabled UPI app (Google Pay, PhonePe, Paytm, BHIM, Amazon Pay) — choose "Adani Electricity Mumbai" as the biller, enter the CA Number, and pay.
Adani Electricity mobile app
The official AEML app lets you save the CA Number for one-tap views, enroll auto-pay, set notifications, view 12-month consumption graphs, and pay via UPI/cards. The app is published on Play Store and App Store under the publisher "Adani Electricity".
Credit / debit cards
Credit cards carry a 1% convenience fee plus GST for bills above ₹3,000, with some bank-specific exceptions (HDFC SmartPay and SBI Bill Pay sometimes absorb the fee for promotional periods). Debit cards typically attract a smaller flat fee (₹10-25). All major Visa/Mastercard/Amex/RuPay cards are accepted.
Net banking
Net banking is free but slower — settlement is via NEFT/IMPS and usually takes 30 minutes to one working day. Use this when you do not need real-time confirmation (e.g., paying the day after the bill arrives).
Auto-pay via NACH e-mandate
Enroll once on adanielectricity.com — the e-mandate is a one-time digital signature linking your bank account to AEML for monthly debits. AEML notifies you 24 hours before each debit; you can cancel any single debit through your bank's net-banking interface. Maximum mandate amount is set by you at enrollment, which protects against unexpected bill spikes.
Cash payment at authorized centres
AEML's own customer-care centres in Bandra, Andheri, Mulund, Vasai, and Bhayandar accept cash for bills up to ₹49,999. Cash reflects in your account within 4 working hours and you get a printed receipt at the counter. For visa/rental documentation deadlines, digital is safer because the PDF receipt is instant.
